Raguwa a Hannun Bashi: Sabuwar Taron Sevilla Ta Bawa Masu Bashi Shawara Hanyar Sake Daidaita Al’amuransu
Sevilla, Spain – A wani mataki na ceto da zai kawo sauyi ga masu hannun rance da suka tsinci kansu a cikin alawus na bashin da ba su iya biya ba, sabon taron da aka gudanar a birnin Sevilla na kasar Spain, ya buɗe ƙofa ga waɗanda suka shiga wannan halin domin neman hanyar sake daidaita al’amuransu na kuɗi. Taron, wanda aka shirya a ranar 2 ga Yuli, 2025, da ƙarfe 12:00 na rana, an ƙaddamar da shi ne da nufin taimakawa waɗanda aka yi wa sayarwa ko kuma aka kwace musu dukiyoyinsu saboda rashin iya biyan bashin da suka ɗauka.
Bisa rahoton da aka samu daga Majalisar Ɗinkin Duniya (UN) ta hanyar tashar labarai ta news.un.org, wannan shiri ya fito ne daga ƙungiyar Cibiyar Sadarwa ta Ciwon Kuɗi (Financial Inclusion Network – FIN), wata ƙungiya mai zaman kanta da ke aiki don samar da hanyoyin samun kuɗi daidai ga kowa. Shirin na Sevilla ya fara aiki ne a matsayin wani gwaji na tsawon shekara guda, kuma idan ya yi nasara, ana sa ran za a faɗaɗa shi zuwa wasu biranen Turai da kuma na duniya baki ɗaya.
Taimakon da Taron Zai Bayar:
Manufar farko ta wannan taron shi ne bai wa masu hannun rance damar yin magana da masu bada bashin kai tsaye, a ƙarƙashin kulawar ƙwararru da ƙwararrun masana harkokin kuɗi. Wannan zai ba wa ɓangarorin biyu damar fahimtar halin da ake ciki da kuma samar da mafita mai dorewa. Abubuwan da aka tsara a taron sun haɗa da:
- Sake Shugabancin Bashi: Masana za su taimaka wa masu basussuka wajen tsara sabon jadawalin biyan bashi wanda ya dace da yanayin rayuwarsu da kuma ƙarfinsu na tattalin arziki. Wannan na iya haɗawa da rage adadin kuɗin da ake biya a kowane wata, ƙara lokacin biya, ko ma rage wasu ɓangaren bashin idan akwai wata hanya ta musamman.
- Nasiha da Shawara: Za a yi nazari kan yanayin kuɗi na kowane mai bashi, tare da ba shi shawarwari kan yadda zai sarrafa kuɗin sa yadda ya kamata, gami da kafa kasafin kuɗi, rage kashe-kashe da kuma neman hanyoyin samun ƙarin kuɗi.
- Daidaita Halin Bashi: An kuma shirya nazarin tsarin biyan bashi don ganin ko za a iya haɗa basussuka daban-daban zuwa wani bashi ɗaya mai sauƙin gudanarwa, wanda hakan zai taimaka wajen rage illar bashin da ake biya a wata.
- Hana Ci gaba da Shiga Matsala: Taron zai kuma bai wa masu basussuka ilimi game da haɗarin da ke tattare da ɗaukar bashin da ba za a iya biya ba, da kuma hanyoyin da suka kamata su bi domin guje wa shiga cikin irin wannan mawuyacin hali a nan gaba.
Mahimmancin Shirin:
A lokacin da matsalar bashin da ake biya take kara ta’azzara a yawancin ƙasashen duniya, wannan shiri da aka fara a Sevilla na da matukar muhimmanci. Ya bayar da dama ga waɗanda suka fuskanci matsaloli masu tsanani a harkokin kuɗi saboda dalilai daban-daban, kamar rashin aikin yi, ko kuma tsadar rayuwa, da su sake samun damar dawo da rayuwarsu kan hanya.
Kwamishinan Cibiyar Sadarwa ta Ciwon Kuɗi (FIN), Madam Anya Sharma, ta bayyana cewa, “Muna so mu tabbatar da cewa kowa na da damar samun mafita lokacin da ya fuskanci kalubale a harkokin kuɗi. Wannan taron zai zama wani tabbataccen mataki na taimaka wa mutane su iya sake ginawa tare da cirewa kansu nauyin da ya wuce ƙarfin su.”
Shirin na Sevilla ana sa ran zai zama wata kofa ta bege ga mutane da dama da suke rayuwa cikin kunci da kuma damuwa saboda bashi, tare da taimaka musu su sake daidaita al’amuransu na kuɗi da kuma murmurewa daga mawuyacin halin da suka tsinci kansu a ciki.
Drowning in debt: New forum in Sevilla offers borrowers chance to rebalance the books
AI ta bayar da labari.
An yi amfani da tambayar mai zuwa don samar da amsa daga Google Gemini:
‘Drowning in debt: New forum in Sevilla offers borrowers chance to rebalance the books’ an rubuta ta Economic Development a 2025-07-02 12:00. Da fatan za a rubuta cikakken bayani mai laushi. Da fatan za a amsa a cikin Hausa tare da labarin kawai.