Bude Tsarin Kuɗi Yana Fuskantar Matsala Saboda “Super-Apps”
Wani sabon labarin da www.intuition.com ta wallafa a ranar 8 ga Yuli, 2025, da misalin karfe 10:19 na safe, ya bayyana yadda tsarin bude tsarin kuɗi (open finance) ke fuskantar sabbin matsaloli sakamakon karuwar amfani da “super-apps”. Wannan yanayi yana haifar da kalubale ga kokarin da ake yi na samar da karin bude ido da kuma ingantacciyar hanya ga masu amfani a fannin kuɗi.
A cewar labarin, “super-apps” – wadanda su ne manhajoji daya da ke samar da ayyuka da dama kamar aika sako, sayayya, hada-hadar kudi, da kuma nishadantarwa – na iya kawo cikas ga manufofin bude tsarin kuɗi. Dalilin shi ne, wadannan manhajoji galibi suna tsare bayanai da kuma sarrafa su ta hanyoyin da ba sa bayyana ga wasu bangarori ko kamfanoni masu neman samar da sabbin ayyuka daidai da tsarin bude tsarin kuɗi.
Rundunar bude tsarin kuɗi na da nufin baiwa masu amfani damar raba bayanan kuɗin su da sauran kamfanoni na uku, wadanda zasu iya amfani da wadannan bayanai wajen samar da sabbin samfurori da kuma ayyuka na musamman. Amma duk da haka, yadda “super-apps” ke tattara bayanan masu amfani a wuri daya, da kuma yadda suke sarrafa wadannan bayanai a rufe, na iya hana samun cikakken damar shiga da kuma amfani da bayanan da ya kamata a raba a karkashin tsarin bude tsarin kuɗi.
Wannan yanayi yana bukatar a sake nazari kan yadda ake gudanar da bude tsarin kuɗi, tare da neman hanyoyin da za a samar da daidaituwa tsakanin karuwar amfani da “super-apps” da kuma kawo cigaba a fannin bude tsarin kuɗi. Babu shakka, wannan zai bukaci hadin gwiwa tsakanin masu samar da “super-apps”, hukumomin da ke kula da harkokin kudi, da kuma masu kirkire-kirkire a fannin fasahar kudi domin samar da mafita da za ta amfani dukkan bangarori.
Open finance runs into limitations over “super-apps”
AI ta bayar da labari.
An yi amfani da tambayar mai zuwa don samar da amsa daga Google Gemini:
‘Open finance runs into limitations over “super-apps”’ an rubuta ta www.intuition.com a 2025-07-08 10:19. Da fatan za a rubuta cikakken bayani mai laushi. Da fatan za a amsa a cikin Hausa tare da labarin kawai.